PECULIARITIES OF INSURANCE MARKET FORMATION IN THE CONTExT OF LEGAL ECONOMY CREATION (UPON THE PATTERN OF UKRAINE AND GEORGIA) |
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Author |
Nechyporuk L. V., professor, Kharkiv, Pushinska, 77 Lordkipanidze L., Lector of law, Batumi, Ninoshvili, 35 |
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In heading |
Economic theory of law; | ||||
Signed print |
27.11.2015 | Issues number |
2016 - № 1 (24) | Page |
56-66 |
Type of articles |
Scientific article | Code UDK |
368.029 | ISSN print |
2411-5584 |
Abstract |
Problem setting. Formation of the effective insurance market in the context of legal economy creation requires settling methodological matters concerned with determination the significance and the role of insurance in a financial system of a country as well as development of a conception of its functioning and enhancement. Recent research and publications analysis. Although there is a wide range of scientific papers on insurance market issues, they have not considerably contributed to understanding the fundamental basics of insurance market formation in the post-soviet space, which enable to indicate reasons of deformations. Comprehension of investment nature of the market transformation is of significant importance for detection of the peculiarities of the insurance market formation. Paper objective. The article objective is to analyze the peculiarities of the insurance market formation in the context of legal economy creation. Paper main body. An investment type of the insurance market formation in the postsoviet space distorts logics of natural development, changing subsequence of transitions from domination of a state form of ownership to the diversity of ownership forms in the insurance area, from the state monopoly to development of competitive relations in the insurance market, from directive and planned pricing to free pricing insurance protection. Conclusions of the research. The author has determined the peculiarities of the insurance market formation in the context of legal economy creation under the influence of the following factors: а) primitive accumulation of capital with the participation of insurance organizations in the process of implementation of modern methods of primitive accumulation such as privatization and inflation; b) increase of a share of raw material industries, aging of productive fixed assets of enterprises under significant reduction of investing, growth of risks under absence of pre-requisites for development of demand for insurance protection; c) the loss of socialization forms being inherent to the directive and planned economy under the lack of development of socialization forms being inherent to expansion of capital, which has affected programs of personal insurance. |
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Keywords |
Insurance, insurance market, legal economy. | ||||
Reviewer |
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External reviewer |
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Article in PDF |
1 56-66 | ||||
Bibliography |
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Code DOI |
This post is also available in: Ukrainian
04.11.2015